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Part of our Allowance hub.

What Happened to GoHenry? It Is Now Acorns Early

If you went looking for GoHenry recently and landed on something called Acorns Early, you are not confused. GoHenry was acquired by Acorns in April 2023, and in 2024 the GoHenry brand in the US was folded into a product called Acorns Early. The card, the app, and the name all changed. Here is what actually happened, what is different, and whether the paid plan still makes sense once you compare it against free options.

The short version of the rebrand

Acorns, the micro-investing company known for rounding up spare change, bought GoHenry to expand into family finance. In the US, GoHenry accounts were migrated to Acorns Early, which is now sold on its own Acorns Early Lite plan or bundled free inside the Acorns Gold subscription. In the UK, GoHenry still operates under its own name. So if you are a US parent, GoHenry as a separate product is gone. If you are in the UK, GoHenry is still GoHenry, though in June 2026 Acorns agreed to sell the UK business to Barclays. Barclays plans to keep the GoHenry name and app, and the deal is expected to close by the end of 2026 subject to regulatory approval.

Is GoHenry shutting down or going away?

In the US, in effect yes: GoHenry no longer exists as its own product. Accounts were migrated to Acorns Early in 2024, so the app and card were retired as part of the rebrand rather than switched off, and balances carried across. In the UK, GoHenry is not going away and still runs under its own name. So "is GoHenry down" is usually not an outage but the rebrand showing up: US parents open the app and find Acorns Early, because that is what GoHenry became.

Acorns Early vs GoHenry: what changed

Here is the old GoHenry US plan next to Acorns Early today, feature by feature.

Sources: GoHenry's US pricing page and homepage as archived in May and June 2024, and Acorns' own Acorns Early page and plans and pricing page, checked October 14, 2026. The short version: one child now costs more, while families with two to four kids pay a little less than GoHenry's family plan did.

A few details sit behind those rows:

• The name and card. GoHenry-branded debit cards were replaced by Acorns Early cards. Existing customers were migrated.
• The pricing model. GoHenry charged $4.99 per child per month, or $9.98 for up to four kids. Acorns Early is a flat $8/month on the standalone Acorns Early Lite plan (up to four kids' debit cards), or it comes included with Acorns Gold at $12/month, which adds investing and retirement accounts.
• The plans. You can still buy just the kids card on the standalone Lite plan, or get it free as part of the broader Acorns Gold suite.
• The chores and allowance tools. The chore-to-allowance automation that GoHenry was known for carried over into Acorns Early, including paid tasks and automatic allowance transfers.

Is Acorns Early worth it in 2026?

The honest answer depends on whether you want the rest of the Acorns ecosystem. At $12/month, the Gold plan is good value if you are already going to use Acorns for your own investing and want kids cards as a bonus. If all you want is a debit card and a chore tracker for your child, the standalone Lite plan is $8/month, about $96 a year, for features that cost less elsewhere: Modak's $2.99 MoSilver plan covers a card, chores and allowance. For the full three-way with Modak and Greenlight, see our Greenlight vs GoHenry (now Acorns Early) comparison, or go straight to the Acorns Early vs Greenlight head-to-head.

That is the core tension. The number one objection parents raise about these apps is cost, and it is a fair one. A kids allowance card is not a complicated product. The teaching value comes from the conversations you have, not from the subscription.

GoHenry alternatives worth comparing

Before committing to a paid plan, look at what free apps offer. Modak's free MoBasic plan gives kids a Visa debit card and rewards with no monthly fee, and its MoSilver plan adds chores and allowance for $2.99 a month (Modak pricing). Greenlight and Acorns Early cannot recommend free competitors because they are selling subscriptions. We can, because we are not selling a card. Cash App also added free parent-managed accounts for kids 6 to 12 in 2026; our Cash App for Kids vs Greenlight vs Acorns Early comparison shows where the free option falls short.

Prices checked on Greenlight's plans page, Modak's pricing page, acorns.com/early, Step's FAQ and BusyKid's pricing page on October 14, 2026. Step needs a parent or other trusted adult to sponsor an account for anyone under 18.

Free options come with trade-offs. They often monetize through interchange fees or optional add-ons, and customer support can be thinner than a paid service. But for a 7-year-old learning to count change against a digital balance, free is hard to argue with.

You may not need a card at all

For younger kids, a physical card can get in the way of the actual lesson. A child who hands over a $5 bill and gets change feels the money leave their hands. That tactile understanding is the foundation. Many parents start with a simple allowance system and a jar before they ever introduce a card.

If you want to set a fair allowance amount first, our allowance calculator uses the common dollar-per-year-of-age guideline and adjusts for your budget. To tie allowance to real chores, a printable chore chart does the same job as the in-app task feature without a subscription. And when your child wants to spend it all immediately, the wants vs needs sorter turns the decision into a teaching moment.

If you want the money lessons without a card

Full disclosure: Penny Time is our own free app, so read this part with that in mind. It has no card and never moves money. You set a recurring allowance that is credited automatically on your schedule, and you act as the bank, settling cash-outs in cash, with no bank account to link.

Your child gets their own sign-in by scanning a QR code on your phone, then sees their balance and a countdown to the next allowance. They can also take on quests: short story-based decisions about whether to back a fictional kid's venture with part of their own balance. The app is designed to teach how money can grow, and it works best for ages 8 to 14.

Want the money lessons without a card?

Penny Time is free for the whole family. You set the allowance, and your child watches their balance and takes on quests on their own phone or tablet, with no card and no bank account to link.

Age-by-age: what money skill to focus on

• Ages 5 to 7: Counting coins and bills, understanding that money is finite, waiting for something you want. Cash works better than cards here.
• Ages 8 to 10: Saving toward a goal, splitting money into save and spend, earning through chores. A chore chart and a savings jar cover this.
• Ages 11 to 13: Budgeting a fixed amount, comparing prices, tracking spending. This is where a debit card and app start to earn their keep. Try our budget planner to practice.
• Ages 14 and up: Larger sums, gift and birthday money, the basics of how saving grows over time. Use the birthday money calculator to show how a gift could grow if part of it is saved.

If you were a GoHenry customer: what to check

Most people searching for what happened to GoHenry are existing customers who opened the app and found a different name. If that is you, here is the short version: in the US your account was migrated to Acorns Early, so your child's card and balance moved over rather than disappearing. You did not need to reapply. The practical things worth checking now are simple:

• Which plan you landed on. Migrated accounts sit on either Acorns Early Lite ($8/month) or the Acorns Gold bundle ($12/month). Open the app and confirm what you are being billed, since the bundle costs more than GoHenry's old ~$4.99/month.
• Whether you use the extra features. Gold adds parent investing and retirement accounts. If you only ever used the kids card and chore tools, you are paying for features you may not touch.
• Your child's card and balance. Existing cards and balances were carried into Acorns Early. If anything looks off, confirm your specific account details directly at acorns.com/early rather than relying on a guide.

UK customers are not affected the same way: GoHenry still operates under its own name there, so if you are in the UK your account did not change.

What to do next

If you were a GoHenry customer, your account is now Acorns Early and you are likely on the Lite or Gold plan. Check what you are paying and decide whether the bundled investing features justify the cost. If you only ever used the kids card, Modak's free basic plan or a no-cost allowance system will do the same job. If the lessons mattered more to you than the card, Penny Time (above) handles the allowance and quests with no card at all. The card is a tool. The habit you build with your child is the thing that actually lasts.

Raise kids who understand how money works

Download the app, add your child, and connect their phone or tablet by scanning a code. About a minute, no email needed for kids.

How setup works for you and your child →

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Put this into practice this week

Add your child in Penny Time and, on their own phone or tablet, they can watch a real balance grow, take on quests, and ask for cash-outs you approve. Free for the whole family.