Kids Money Blog
Practical tips on allowance, saving, and teaching kids about money.
529 Plan vs Custodial Account: Which Fits Your Kid
A 529 wins for college costs with tax-free growth; a custodial UTMA/UGMA wins for any purpose but hands the kid full control at 18 to 21 and hurts aid more.
Cash App Kids Account: 12-Week Money Plan
A Cash App kids account gives you the rails, not the lesson. Here is a 12-week plan mapping each feature to a parent conversation and age-banded script for ages 6-12.
Money Games for Ages 8-11 + a Parent Debrief
Ages 8-11 sit between coin-counting games and teen budgeting sims. Pick a free money game that fits, then use the 5-question parent debrief to make it stick.
Roblox Money Games for Kids: What They Teach
Roblox money games teach kids pricing, saving, and trade-offs, but most reward grinding over budgeting. Here is what they actually teach and what to watch for.
When to Start (and Stop) Allowance: A Parent's Guide
Most kids are ready for allowance at age 5 to 7, once they can count coins, wait for what they want, and ask to buy things. Here is how to start with the 3-jar method, and when to stop (usually 16 to 18).
Back-to-School Budget 2026: Let Your Kid Own the Supply List
Back-to-school spending hits $864 per family in 2026. Hand your kid the supply list and a set budget, then let them make the calls. A real money lesson in trade-offs.
How to Negotiate Allowance: A Parent's Guide
When your kid asks for an allowance raise, tie it to added chores and use age-tiered scripts. Exact words to say for ages 5-16, plus a fair-raise framework.
How to Negotiate Allowance With Your Parents
Ready to ask for a raise in your allowance? Use this back-and-forth script for kids and a fair-response framework for parents, built on real allowance-by-age numbers.
How Much Does Greenlight Cost in 2026? $5.99 to $19.98/mo
Yes, Greenlight costs money: $5.99 to $19.98/mo across four family plans. See the full price breakdown, the card fees most reviews skip, and when free wins.
Free Printable Chore Chart, No Subscription
Make a free printable allowance chart and chore tracker with custom rewards, no card or subscription. Skip the $5.99 to $8/mo card apps like Greenlight.
Cash App for Kids: Minimum Age, Card and 5 Safety Settings
Kids as young as 6 can now get a Cash App Card on a parent's account. See what each age gets, the 5 settings to lock first, and Venmo and PayPal age rules.
Financial Milestones for Kids by Age: A Guide
Money skills build on habits that start to form before age 7, per Cambridge research. What to teach at each age, 3 to 18, with free tools to practice at home.